When it comes to buying a new car it might seem as though the dealer holds all the cards, but that's not necessarily the case. You can get leverage by controlling the part of the transaction that's most-dear to dealer: the part that involves money.
Loaning money to family and friends – the idea alone can evoke anxiety. Memories and stories of strained or ruined relationships abound, and soon you’re focusing on what can go wrong. But there are ways to make it go right.
At the start of many great fortunes are two basic requirements: A dining room table to map out ideas and a personal loan to get started.
From credit cards and car payments to utility bills and rents, nearly every single bill you pay has the potential to impact your credit score. However, there are some bills that are not counted positively toward your credit report but can impact your score if you don’t pay them.
Graduation season is in full swing and with all the relief, excitement and joy college seniors (and their parents) are feeling leading up to and on the big day, comes a specter looming on the horizon: In just six short months student loans will become due.
There are plenty of mistakes we make when we are in our 20s, right? We’re young, inexperienced, and besides, we have plenty of time on our hands to correct any mistakes we might make. Then our 30s roll around faster than we imagined. Now, all of a sudden, it’s time to start settling down with a family and a career and those partying days of yesterday seem far behind us.
Filing for bankruptcy is typically a last resort for those who can no longer pay their creditors and need a new start. Depending on the type of bankruptcy a borrower files, assets are liquidated to pay off debt and/or to create a repayment plan.
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