Before approving a mortgage, lenders require documentation in order to verify your identity and creditworthiness. Lenders want to see proof of income and assets, for example, to ensure you qualify for a loan.
If you’re getting ready to enter the housing market, there are many things to learn. However, there is always new information to absorb, even if you’re a veteran homeowner. After the reality many experienced in recent years, it’s good to have a primer on what happens if difficult times occur for you, a friend or loved one.
What if every dollar you spend on this summer’s vacation helped pay for your next big getaway? If you play your ‘cards’ right, there can be a net positive result with every time you sign on that dotted line.
One of the biggest challenges facing first-time homebuyers is coming up with that coveted down payment. Those fortunate enough to have parents willing and able to help out will have a big hand up.
Our 20s are a momentous, almost magical coming-of-age decade in our short time on this planet. The transition into adulthood can be fun and empowering, but it can also be rocked with turbulence.
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